Whenever a person is injured in a car accident or at work, he has the right to make an accident compensation claim. Legally, the insurance company of the party responsible for the accident should compensate the person filing the claim. The process of claiming for compensation starts with filing an accident compensation claim which becomes the basis for the amount that the claimant deserves to receive.
When making a claim, the grounds for negligence would have to be established. Once the accident compensation claim is proven valid, a claimant may receive two types of compensation for damages- general and special. General damages are compensations for the direct damage on the claimant, such as physical injuries, inconvenience and mental stress that occurred due to the accident.
In some instances, the claimant may also receive special damages which are additional reimbursements for other expenses incurred due to the accident. These may include, but not limited to, legal expenses, travel expenses for medical visits, medical expenses, vehicular damages and loss of income while the claimant is incapacitated due to the accident.
Accident compensation claims can also be filed for negligence in some situations such as product failure, medical malpractice, criminal injury and third-party damages in construction sites. If you find yourself in an accident or in a situation which resulted because of another person or companys negligence, remain calm and put yourself in a safe situation first. When everything has settled down, call 911 for help and file an accident report. This report filed with the police department is an important document to back up your accident compensation claim, especially claims related to car accidents.
Resolving a claim does not always go smoothly. Because there are always some parties who try to conduct the process dishonestly, both parties may try and make it difficult for the other party. Some claimants who file accident compensation claim may not always be honest; in the same manner, insurance companies would always prefer to pay the least amount possible and would often subject the claimant to strict evaluation, before approving the claim.
If you are in this scenario, look for a lawyer who is well experienced in making claims for personal injury. You should find the best legal advice, as some laws are not always the same for each state, and there are some that may or may not apply to your situation. Consult an attorney who can protect your legal rights and make a speedy and accurate claim on your behalf. Be aware though that there will always be insurance companies who may take advantage of you, so get yourself represented by a well experienced lawyer who can successfully assist you in receiving your accident compensation claim.